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Term insurance vs. permanent insurance

Over the years we've switched back and forth not fully understanding the difference between term insurance vs. permanent insurance. One person would tell you to buy term because it seems to be more affordable but another will tell you to buy whole life because of its stability. Regardless of what you have you should make sure that you have something. A friend of ours' husband accidentally died at thirty eight years old leaving his wife and children with nothing. Very sad circumstances.

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