With today's economy it is always nice to save the money when you can where you can. I spent a lot of time online researching different car insurance companies. After doing my research and buy my policy I saved over four hundred dollars. When it came to my health insurance that was a lot more complicated. For the amount of insurance that I wanted for the family I really couldn't afford but the next step down was more affordable for me and it basically had the same things as the Medicare part D plan. So far so good I hope it works for us.